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Get Your Capital Readiness Score

Name: The Capital Readiness Score, explained
Uploaded: 2026-09-21
Duration: 41 s
Description: See how the free 2-minute score works and what it tells you.

See how lenders, buyers, or your own business plan would score your company today — before you apply for financing, list for sale, or start a transaction.

The Capital Readiness Score, explained

See how the free 2-minute score works and what it tells you.

Step 1 of 5

About your business

Annual revenue range

Under $1M $1M – $5M $5M – $20M $20M – $50M Over $50M

Is the business currently profitable?

Yes, consistently Sometimes / seasonal No / break-even

Debt & liquidity

Current debt level relative to annual revenue

Low (under 20%) Moderate (20–50%) High (over 50%) Not sure

Do you have a loan or mortgage maturing in the next 18 months?

Yes No Not sure

Receivables & customers

What share of revenue comes from your single largest customer?

Under 10% 10–25% Over 25%

How current are your accounts receivable?

Mostly current (under 30 days) Some aged past 60 days Significant amounts past 90 days

Documentation & plans

How current are your financial statements?

Monthly, up to date Quarterly or a few months behind Only at year-end / not sure

Are you planning any of the following in the next 1–3 years?

Acquisition or business purchase Sale or succession Refinancing / new financing None planned right now

Where should we send your results?

Enter a valid email address (e.g. name@company.com)

Yes, email me my results follow-up and occasional practical tips from Xito Capital. You can unsubscribe at any time.

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Xito Capital & Unity Global Financial · Capital Readiness Score is an educational self-assessment, not a valuation, credit decision, or guarantee of financing approval.