Tell us what your restaurant needs. We review your situation, explain in plain terms which independent lender options may fit and what each costs in total, and help you apply. Xito is an intermediary, not a lender.
Request a financing review Call 403-827-1014Restaurants carry fixed rent, payroll and food costs against sales that move with the week, the season and local events. A slow month or a failed walk-in cooler can create a gap that sales alone do not cover quickly.
Each lender sets its own requirements. Typical working capital programs also look for at least 6 months in business, regular deposits into a Canadian business bank account and roughly $10,000 or more in monthly revenue.
Restaurants are read mainly through daily card-sales deposits. Consistent deposits, a clear picture of existing financing and recent processor statements make the review quicker.
Xito is an intermediary, not a lender: we review your situation, introduce independent lenders and explain what each option costs in total.
Fill in the short form below, pick your funding range to see what to have ready, and send your documents through our secure upload link. You can upload right away.
We call Monday to Friday during business hours to understand what you need and how fast.
We bring back your options with the total cost of each. Nothing proceeds without your approval.
Please put your business name in each file name. Send documents only through our secure upload link. The full list is on our document checklist.
No obligation. We call you back within 2 hours during business hours.
Xito is not a lender. We introduce businesses to independent lenders and funding providers.
We review your numbers, explain your options and introduce you to lenders whose programs fit. The lender, not Xito, makes the credit decision and sets the terms.
Xito Capital Partners is a Calgary-based advisory firm led by Andrew Apedoe, with a background in valuation and investment banking. Many clients come to us before a sale, a refinancing or a lender review.
Often. Lenders look at deposit history across several months, and each sets its own requirements.
Each lender sets its own. Typical working capital programs look for at least 6 months in business, regular deposits into a Canadian business bank account and roughly $10,000 or more in monthly revenue.
No. Xito is an intermediary that reviews your situation and introduces independent lenders; the lender sets the terms.
Getting ready to apply? Use our document checklist to see which documents lenders usually ask for, and send them securely.
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