Capital structuring for companies raising $2M to $50M+

Three focused disciplines, one accountable team. We help owner-managed and mid-market companies find non-dilutive capital and get deal-ready. Looking for smaller working capital? See Business Financing.

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What we do

Unlocking capital without formulaic bank limits.

Asset-Backed Debt Solutions

Unlocking liquidity from commercial real estate, industrial infrastructure and receivables, without dilutive equity sales.

  • Commercial real estate & land bridge financing
  • Equipment & fleet refinancing
  • Accounts receivable & inventory monetization

Corporate Cash-Flow Lending

Senior debt structures that treat recurring revenue and EBITDA as the collateral, built outside formulaic bank limits.

  • Structured senior cash-flow debt
  • Fintech & alternative working capital lines
  • Non-dilutive mezzanine growth capital

Quality of Earnings & Transaction Verification

Buy-side financial assessments for private equity, family offices and strategic buyers before capital deploys. See the QoE guide.

  • EBITDA normalization & add-back isolation
  • 12-month working capital peg validation
  • Revenue & margin concentration testing

Three phases from diagnostic to close

The Xito methodology.

1

Operational Diagnostic

Screening cash flows and identifying balance sheet asset optimization options.

2

Portfolio Structuring

Building investor-ready books with custom Quality of Earnings reporting.

3

Capital Introduction

Running competitive private syndicates to lock down favorable rate parameters.

Not sure where you stand?

Start with the free 2-minute Capital Readiness Score, or talk to a partner.

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Xito Capital Partners is a financing advisory firm. We do not lend. Financing is provided by independent lenders and is subject to their approval and terms; approval is not guaranteed.