Products
Two tracks: transaction risk screening for buyers and sellers, and long-term readiness monitoring for owners planning a future exit.
Capital Readiness Report
The expanded, personalized version of your free Capital Readiness Score — a full breakdown of where you stand and what to fix first, delivered by email.
- Per-category breakdown across all five readiness pillars
- Benchmark comparison against diligence-ready businesses
- Prioritized action checklist for your lowest-scoring areas
Business Valuation Estimate
A data-driven estimate range for what your business is worth today — built from real industry multiples and your own numbers, delivered by email the same day.
- Low / mid / high estimate range, in CAD
- The multiple and reasoning behind the number
- What would move your number up
- Not a Chartered Business Valuator (CBV) opinion — see full disclaimer on the page
Business Valuation Analysis
A rigorous, three-approach valuation built from your actual financial statements — income, asset, and market approaches, reconciled to a concluded range and reviewed by Andrew personally before it reaches you.
- Full document intake & financial statement review (2–3 years)
- Income, asset, and market approaches shown separately
- Reconciled conclusion with assumptions & limitations
- Reviewed and signed off by Andrew before delivery
- Not a Chartered Business Valuator (CBV) opinion — see full disclaimer on the page
Pre-QoE Deal Risk Scan
A rapid preliminary screen before you commit $25,000–$100,000+ to a full institutional Quality of Earnings engagement. Tells you whether a deal is worth investigating further. See our full QoE guide.
- Revenue trend & recurring-vs-one-time mix
- Normalized EBITDA adjustments & owner add-backs
- Customer concentration & gross-margin trend
- Working capital, debt-like items & related-party flags
- Cash conversion & AR quality
- Plain-English risk summary — go / dig deeper / walk
Succession & Exit Readiness Monitor
Start 6–12 months before you plan to exit — most owners don't think this far ahead, which is exactly why it's an advantage. Monthly readiness monitoring that builds your business's value and marketability before a formal valuation or sale process begins.
- Owner-dependence & key-person exposure score
- Customer-concentration & recurring-revenue profile
- Normalized EBITDA trend & value-driver checklist
- Buyer diligence readiness & documentation completeness
- Monthly action plan toward a stronger exit
Lender-Ready Capital Pack
A complete, standardized financing package that tells your business's story to a lender clearly — built from the same data used in Xito's diligence work.
- Executive financing memorandum & historical financial summary
- Normalized EBITDA/cash-flow bridge & debt-capacity analysis
- 13-week cash-flow forecast & AR/working-capital analysis
- Capital-source matrix & risk-remediation checklist
Start free
Most engagements start with the same 5–10 minute self-assessment.